Thousands of dollars in financial assistance goes unclaimed every year simply because people don’t know it exists.
If you’re struggling with bills, rent, medical expenses, or debt—there may be programs, resources, and assistance options available to you right now that you haven’t discovered yet. The challenge isn’t whether assistance exists—it’s knowing where to look and what you might qualify for.
Most people who find assistance wish they’d searched sooner. Don’t wait until the situation becomes critical.
Billions in assistance funds are available. Find out what you may qualify for by searching multiple options below.
If you’re reading this, you’re likely dealing with at least one of these situations—and you’re far from alone.
Housing costs have skyrocketed. A single unexpected expense can make rent impossible to pay on time. Eviction notices, late fees, and the fear of losing your home follow.
Power, heat, water, and internet are essentials. Disconnection notices pile up and reconnection fees make it harder to catch up.
Even with insurance, medical costs break budgets. Collections strike and credit scores drop. It’s the #1 cause of bankruptcy in America.
Credit cards, personal loans, BNPL—minimums barely touch the balance. The cycle feeds itself until you feel trapped.
Choosing between groceries and rent. Skipping meals so kids can eat. It’s happening in every community.
If you’re struggling, you’re not failing. The system is broken. But resources exist to help you navigate it.
You may qualify for several types of assistance simultaneously. Most people don’t realize they can stack benefits.
Why people miss these: They assume their income is too high, don’t know how to apply, or think these programs are “for other people.”
Reality: A family of four can often qualify with household income up to $40,000–$50,000 depending on the program and location.
Why people miss these: Waiting lists discourage applying, but getting on the list is often how people eventually receive help.
Reality: Cities and counties frequently reopen emergency funds; timelines can be quicker than expected.
Why people miss these: Many don’t realize utilities offer programs or feel embarrassed to ask.
Reality: Utilities prefer helping customers pay—it’s cheaper than collections and shutoffs.
Why people miss these: They think there’s no way out or don’t know negotiation is possible.
Reality: Creditors often accept something rather than nothing; options are more common than people realize.
Why people miss these: They don’t know resources exist locally or assume it’s too hard to access.
Reality: Most communities have multiple options. Call 211 to be routed to local help now.
You’ve made it this far. That means you’re serious about finding solutions. Now it’s time to take action.
Start with your most urgent need, but don’t stop there. While you’re addressing the crisis, explore other assistance that reduces overall financial pressure.
Assistance programs exist because hardship can happen to anyone. Using them is exactly what they’re designed for. Every person who received help started where you are now—unsure, then they applied. Your situation can improve too.
Discover specific programs, benefits, and financial solutions you may qualify for.
You’ve taken the first step by reading this. Now use the search tools on this page to discover what’s actually available to you.